Backed by Y Combinator

AI Outbound Voice Agents, Knowledge Base

AI Voice Agents for

Collections
New Member Onboarding
Loan Servicing
Card Activation
Collections
Collections
New Member Onboarding
Loan Servicing
Card Activation
Collections

Ultra-realistic AI voice agents and knowledge base solutions for credit unions, banks, and insurance providers

Listen to a call
BCU Credit Union logo
Skyla credit union logo
Great Lakes credit union logo
Northwest Community Credit Union logo
LSI logo
Encurage Financial Network logo
Envisant logo
MRS Systems logo
Stream Financial logo
Agenium logo
Skyla credit union logo
Encurage Financial Network logo
envisant logo
BCU Credit Union logo
Skyla credit union logo
Great Lakes credit union logo
Northwest Community Credit Union logo
LSI logo
Encurage Financial Network logo
Envisant logo
MRS Systems logo
Stream Financial logo
Agenium logo
BCU Credit Union logo
Skyla credit union logo
Great Lakes credit union logo
Northwest Community Credit Union logo
LSI logo
Encurage Financial Network logo
Envisant Logo
MRS Systems logo
Stream Financial logo
Agenium logo

AI Built for Credit Unions, Banks and Insurance Providers

Industry-leading security and compliance built into every conversation.
View compliance and security
Private & Compliant Models
Purpose-built AI models for financial services with all necessary compliance guardrails.
Bank Grade Security
SOC 2 compliant with end-to-end encryption and rigorous data protection protocols.
Complete Audit Trails
Comprehensive monitoring and documentation of all interactions for regulatory compliance.

Capture Missed Opportunities at Scale

Drive valuable interactions with AI outbound service

4M+
Calls Made
42%
Contact Rate
74%
Interaction Rate
27%
Call Success Rate

OUR DEMOS

Hear an Agent at Work

Listen to some of our real agents, preforming time saving tasks.
Collections
Voice agent calls someone with an overdue payment and obtains a “promise to pay” date.
Loan Document Follow Up
Agent calls with reminders to submit the missing title paperwork. This ensures faster loan completion.
New Member Onboarding
Outbound voice agent can give  a welcome call and get them started with their new account.
View all demos

Voice Agent Capabilities

Transform member experiences with AI-powered voice interactions that blend cutting-edge technology with genuine human touch.

HUMANIZING DIGITAL INTERACTIONS
Ultra-Realistic Voice Conversations
Two-Way, Adaptive Dialogue
INTELLIGENT WORKFLOW AUTOMATION
Frictionless Scheduling
Seamless Data Collection
IRONCLAD SECURITY & COMPLIANCE
Built-in Compliance Guardrails
Automatic Quality Monitoring
RELATIONSHIP CENTERED DESIGN
Personalized Follow Ups
Integrate Notifications
PLATFORM
A Voice Agent that drives strategic growth
See demo
+
A Knowledge Base that delivers instant answers
See demo
Our platform delivers consistent, personalized communication throughout the entire member relationship lifecycle.
Ultra Realistic AI Calls
Deliver clear, personalized member communication that feels natural and builds trust.
Automated Scheduling
Set up call backs, branch visits or consultations without manual intervention.
Human-in-the-Loop Workflows
Notifies staff via Teams for approvals, warm transfers or special cases.
Instant Answers for Your Team
Clear AI summarized responses to staff questions when they need them.
Compliant & Safe Voice Agents
TCPA-compliant and private LLMs, trained on financial interactions—not generic AI.
End-to-End Audit Transparency
Every interaction tracked with full transparency and clear reporting.

Proven Results

See what some of our trusted partners have to say about the success they’ve found using Aviary’s revolutionary AI tools.

SUCCESS RATE
174%
Compared to national average (4.8%)¹
See case study
AviaryAI’s Voice Agents provided timely, compassionate, and effective support when our members need it most...
Mike Valentine
President / CEO, bcu
Our voice authorization agent improves regulatory compliance and frees up valuable time for human agents.
Mike Risley
CEO, Agenium
Automatically driving non-interest income at a 70% conversion rate made it a win-win.
Michael Abraham
CEO, Encurage

FAQ

Frequently Asked Questions

WHAT IS AVIARYAI?

So what exactly does AviaryAI do? AviaryAI is an AI voice agent platform built for credit unions, banks, and insurance companies. It automates outbound member calls and gives staff instant access to institutional knowledge through a compliance-grade AI built on a private large language model trained on financial services data. AviaryAI helps financial institutions increase contact rates, reduce operational costs, and improve member experience.

Which financial institutions is AviaryAI designed for? AviaryAI is purpose-built for credit unions, community banks, regional banks, and insurance companies — specifically those that need scalable AI-powered member outreach and internal knowledge tools with TCPA compliance, SOC 2 security, and full regulatory auditability built in.

Why not just use ChatGPT or another AI tool we already have? Unlike general-purpose AI platforms, AviaryAI runs on a proprietary large language model trained on financial services data. It includes TCPA-compliant outbound calling, SOC 2 certified data security, compliance guardrails, and 100% post-call auditing — purpose-built for the regulatory environment banks, credit unions, and insurance companies operate in.

OUTBOUND AI VOICE AGENTS FOR FINANCIAL INSTITUTIONS

What kinds of calls can it actually handle? AviaryAI automates collections calls, new member welcome and onboarding calls, loan follow-up calls for missing documentation, credit card activation reminders, cross-sell and product recommendation campaigns, and proactive member outreach ahead of digital banking conversions.

What kind of numbers are we talking about? Financial institutions using AviaryAI's outbound voice agents report a 42–47% member contact rate, an 84% reduction in cost per call, a 70% conversion rate on non-interest income campaigns, and a 174% improvement in collections success rates compared to the national average of 4.8%.

We're going through a digital banking conversion. Can AviaryAI help? Digital banking conversions typically trigger a 9x spike in inbound call volume even after email, SMS, and push notification campaigns. AviaryAI's voice agents proactively reach members before and after the conversion, answer questions in real time, guide members through the process step by step, and can reach thousands of members within hours — significantly reducing inbound volume and member confusion.

How human does it actually sound? AviaryAI's voice agents are built on a proprietary large language model trained on real financial services conversation data. The agents understand natural language, respond dynamically mid-conversation, adapt to what the member says, and speak in your institution's brand voice — consistently described as human-like by members and institution partners alike.

AI KNOWLEDGE BASE FOR BANKS AND CREDIT UNIONS

What's the AI Knowledge Base and why should our staff care? The AI Knowledge Base converts your institution's internal policy documents, product guides, and procedural materials into an instantly searchable resource that front-line staff can query in plain language during a live member interaction — without putting the member on hold. It reduces training time, improves consistency across staff, and frees supervisors from answering routine questions.

What problems does it actually solve day to day? AviaryAI's AI Knowledge Base solves four common operational problems in financial institutions: excessive new-hire training time, inconsistent information across staff, supervisors spending time answering routine questions instead of strategic work, and slower member service caused by staff searching for answers manually.

What happens when our policies or products change? AviaryAI provides simple update and configuration tools so compliance and operations teams can keep the Knowledge Base current as policies, products, and regulatory requirements evolve. The system also surfaces questions that staff frequently ask but existing documentation doesn't answer well — giving institutions a continuous feedback loop for improving their internal resources.

COMPLIANCE, SECURITY, AND GETTING STARTED

Is this actually TCPA compliant? Yes. AviaryAI is SOC 2 compliant with end-to-end encryption and rigorous data protection protocols. All outbound voice agent calls are TCPA compliant with right-party contact technology. Every interaction is monitored and fully documented for regulatory auditability, and the underlying AI models include compliance guardrails that adapt to changing regulatory requirements.

How long does it take to get up and running? Average implementation time is under two weeks, with minimal technical resources required from your team. AviaryAI's onboarding includes configuring voice agents for your specific use cases and integrating with your existing systems before launch.

Is this going to replace our people? No. AviaryAI is designed to augment your team, not replace it. The platform handles high-volume, repetitive outbound calls and routine information lookups so your staff can focus on complex, relationship-driven work. When a call requires escalation, AviaryAI routes it to a human automatically.

Ready to Capture More Opportunities?

Schedule a demo to learn how AviaryAI can supercharge your institution’s outreach.

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